Financial Need and Expected Family Contribution (EFC)

Aid from most of our programs is awarded based on financial need.   We use the Expected Family Contribution (EFC) number, cost of attendance information, and unmet need information to determine additional awards. The EFC is a measure of your family's financial strength and is calculated from the information you report on the Free Application for Federal Student Aid (FAFSA).

Your EFC will appear on your Student Aid Report (SAR).

The EFC is calculated according to a formula established by law. Your family's income (taxable and untaxed), assets, and benefits (for example, unemployment or Social Security) are all considered in determining your EFC. Also considered are your family size and the number of family members who will attend a college or career school.

To be eligible for a Federal Pell Grant, your EFC must be below a certain number, which can vary from year to year.

To determine your financial need for our other federal student aid programs your school will subtract from your cost of attendance the following: the EFC, any Federal Pell Grant amount you're eligible for, and other financial aid you'll receive. If anything is left over, you're considered to have financial need for additional federal student aid.

How do I know how much aid I can get?

The EFC formula must be applied to each family's financial information, so we can't tell you here whether you'll be eligible for federal student aid or estimate how much aid you might get. That's why you need to apply—to find out!

The financial aid administrator at each school that offers you admission puts together a financial aid package that comes as close as possible to meeting your need. But, most federal student aid funds are limited, so the total amount you receive might fall short of the amount you’re eligible for. Also, except for Federal Pell Grant aid, the amount of federal student aid you receive is affected by other sources of aid you may receive—scholarships, state aid, etc.

Special Circumstances

The Expected Family Contribution (EFC) formula is basically the same for all applicants, but there is some flexibility. Your financial aid administrator might adjust the the information used to calculate your EFC to take into account special circumstances you might have. These circumstances could include your family's recent unemployment or extreme medical expenses.

There must be compelling reasons for the financial aid administrator to take this step and you will have to provide adequate documentation to support any adjustments. Note that the financial aid administrator's decision is final and can't be appealed.

Please complete the 17-18 Financial Review Request packet and email for an appointment to discuss your situation.  

NOTE: Shelton State Community College has filed with the Federal Government an Assurance of Compliance with all requirements imposed by or pursuant to Title VI of the Civil Rights Act of 1964 and the Regulation issued there under, to the end that no person in the United States will, on the basis of race, color, or national origin, be excluded from participation in, be denied the benefits thereof, or be otherwise subjected to discrimination under any program or activity sponsored by this institution. It is also the policy of Shelton State Community College to be in accordance that no person in the United States will, on the basis of sex, be excluded from participation in, be denied the benefits of, or be subjected to discrimination under any educational program or activity receiving federal financial assistance